Today was the worst Christmas ever. Mama and Papa had me and my siblings sit at the table and told us that they weren't able to afford any gifts this year. I remember it was really quiet, and than little Margaret starting bawling. Mama explained that the bank in town had failed, and all of their money that they had saved was gone. I don't think the little ones really understood, because all they were crying about was the fact that we had no presents. I was sad about that, but I also knew how horrible this was. We are basically without any money now.